*kerd- Look up *kerd- at Dictionary.com
Proto-Indo-European root meaning "heart."

It forms all or part of: accord; cardiac; cardio-; concord; core; cordial; courage; credence; credible; credit; credo; credulous; creed; discord; grant; heart; incroyable; megalocardia; miscreant; myocardium; pericarditis; pericardium; quarry (n.1) "what is hunted;" record; recreant; tachycardia.

It is the hypothetical source of Greek kardia, Latin cor, Armenian sirt, Old Irish cride, Welsh craidd, Hittite kir, Lithuanian širdis, Russian serdce, Old English heorte, German Herz, Gothic hairto, "heart;" Breton kreiz "middle;" Old Church Slavonic sreda "middle."